Personal Umbrella Insurance

Extra Protection for Your Assets

Personal Umbrella Insurance

Personal Umbrella Insurance

An extra layer of protection for what you’ve built

Accidents and lawsuits can happen at any time, and in some cases, costs exceed the limits of traditional insurance policies. Personal Umbrella Insurance can help provide extra liability coverage, helping protect your assets and finances if you are held responsible for damages to others.

 

At Premium Insurance Group (PIG), we help you find additional protection that can prevent unexpected financial impacts and bring more peace of mind.

 

Why consider Personal Umbrella Insurance?

  • Extends liability limits beyond your car, home, or boat insurance
  • Helps protect your assets and savings from lawsuits
  • Can cover legal costs and settlements in liability cases
  • Covers various situations, such as accidents on your property or vehicles
  • Helps provide more peace of mind for you and your family

 

 

Disclaimer: Coverage, rates, and conditions may vary depending on the selected policy, the insured's profile, and other specific factors. We recommend consulting one of our specialists to evaluate the option that best suits your needs.

Benefits

Benefits of Being Protected:

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Greater financial security by providing an extra layer of protection.
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Expanded protection across multiple areas
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The possibility to protect your assets and savings in case you are held liable for damages to others.

Avoid unexpected financial risks and protect your assets!

Talk to our team and find out how a Personal Umbrella policy can strengthen your protection.

Our Advantages

What Makes Us Different

At Premium Insurance Group, we believe insurance goes beyond simple protection: it's a partnership to help you achieve your dreams with peace of mind.

Get to know the reasons why PIG is a unique choice:

FAQ

What is Personal Umbrella Insurance?
It’s insurance that can provide extra liability coverage, covering settlements that exceed the limits of your primary policy.
How does Personal Umbrella Insurance work?
If a lawsuit or accident results in costs exceeding what your car, home, or boat insurance covers, the umbrella policy can cover the additional amounts.
Who can benefit from Personal Umbrella Insurance?
People who want to protect their assets, especially those with valuable property, rental real estate, or activities that involve higher exposure to legal risks.
Does the insurance only cover car accidents?
No. Depending on the policy, it can cover various types of liability, including home incidents, rental properties, and even cases of libel or slander.
Do I need other insurance policies to get a Personal Umbrella Insurance?
Yes. Usually, you need to have a home, auto, or boat insurance policy with a minimum coverage limit before getting umbrella insurance.