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Liquor Liability Insurance

Protection for businesses that sell or serve alcohol

liquor liability

Liquor Liability Insurance

Essential for businesses that sell, serve, or distribute alcoholic beverages

Liquor Liability Insurance can be an important resource for businesses that sell, serve, or distribute alcoholic beverages. Even with all precautions in place, there is always a risk that incidents involving intoxicated customers may lead to lawsuits against the establishment. This coverage can help reduce financial impacts by assisting with legal expenses and potential settlements.

 

At Premium Insurance Group (PIG), we work to help bars, restaurants, liquor stores, and event organizers protect themselves from legal risks related to alcohol consumption, offering solutions tailored to each business's needs.

 

Why consider this coverage?

  • Can offer protection against legal actions related to intoxicated customers
  • Helps cover legal defense costs and settlements
  • May be required by certain state and local laws to obtain a license
  • Relevant for bars, restaurants, events, and liquor stores
  • Can help prevent unexpected financial impacts on the business

 

Notice: Coverage and conditions for each type of insurance may vary depending on the policy and the specific needs of the business. We recommend consulting our specialists to determine the most suitable option for your situation.

Benefits

Benefits of Being Protected:

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Can help prevent unexpected financial impacts on the business
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Relevant for bars, restaurants, events, and liquor stores
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Provides protection against legal claims involving intoxicated customers

Avoid risks and protect your establishment with Liquor Liability Insurance

Contact PIG and get protected today!
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Our Advantages

What Makes Us Different

At Premium Insurance Group, we believe insurance goes beyond simple protection: it's a partnership to help you achieve your dreams with peace of mind.

Get to know the reasons why PIG is a unique choice:

Personalized Service:

We know that every client is unique and has different needs. Our team of specialists is dedicated to explaining every detail in a clear and practical way, helping you understand and choose the insurance that truly makes sense for your life.

Industry Experience:

PIG is a modern company, but our commitment comes from solid experience. Our founder, Hemelyh, has over 18 years of experience in the insurance industry and brings all that knowledge to provide the best protection solutions for our clients.

We Speak Multiple Languages:

We value diversity and are ready to assist in multiple languages, offering accessible service for both immigrants and natives, with communication you can understand and trust.

Client Education:

For us, an informed client is a safer client. Our mission includes explaining the importance of each coverage and guiding you to the best choice, so you know exactly how your insurance works.

Commitment to Your Dreams:

Our slogan, “Security for every dream,” represents our mission to protect what matters most to you. We want you to have the freedom to focus on your goals, knowing you're properly protected.

FAQ

What is Liquor Liability Insurance?
It’s an insurance policy that can provide protection for businesses that sell or serve alcoholic beverages, helping cover legal costs and potential lawsuits.
What types of businesses might need this insurance?
Bares e restaurantes; Casas noturnas e pubs; Lojas de bebidas alcoólicas; Eventos e festas que vendem álcool; Empresas de catering que servem bebidas alcoólicas entre outros.
Can this insurance cover property damage and bodily injury?
It can cover everything from property damage to bodily injury and legal expenses.
Does the insurance cover customer alcohol intoxication?
In general, it can cover situations where intoxicated customers cause accidents or damages.
What if a customer causes a car accident after consuming alcohol at my establishment?
If the business is found to be liable for the incident, the insurance may help cover legal costs and settlements.