Homeowners Insurance

Protect your home against the unexpected

Homeowners Insurance

Homeowners Insurance

Ensure your home’s protection

Having Homeowners Insurance is not just a precaution; it’s the assurance that your home and everything you’ve built is protected against the unexpected.

 

With Homeowners Insurance, you ensure protection against damages caused by fires, storms, theft, and other events that can bring both financial and emotional stress to your life.

 

At Premium Insurance Group, we understand that your home is your most valuable asset.

 

That's why we offer customized coverage tailored to your specific needs.

 

Our team of specialists works with you to find the right protection for your property, ensuring your home and assets are covered with efficiency and transparency.

 

 

Disclaimer: Coverage, rates, and conditions may vary depending on the selected policy, the insured's profile, and other specific factors. We recommend consulting one of our specialists to evaluate the option that best suits your needs.

Benefits

Benefits of Being Protected:

smile
Peace of mind and security for you and your family
lock
Protection against a wide range of risks and damages
check
Assistance during critical moments, with fast and efficient support
cifrao
Adjustable coverage to meet your exact needs

Don’t risk what matters most to you.

Choose the homeowners insurance from Premium Insurance Group and enjoy the peace of mind of knowing your home is in good hands.

Our Advantages

What Makes Us Different

At Premium Insurance Group, we believe insurance goes beyond simple protection: it's a partnership to help you achieve your dreams with peace of mind.

Get to know the reasons why PIG is a unique choice:

FAQ

1. What is homeowners insurance?
Homeowners insurance is a type of coverage that protects the homeowner against losses and damages to their residence, including the structure of the home, personal belongings, and even liability in case of accidents involving third parties on the property.
2. Is homeowners insurance mandatory?
While it’s not legally required, many financial institutions require homeowners insurance for those financing a home with a loan or mortgage, in order to protect their investment.
3. What does homeowners insurance typically cover?
It covers damage to the structure of the home caused by fire, storms, theft, vandalism, and other events listed in the policy. It may also cover personal belongings, temporary living expenses, and liability in case someone gets injured on your property.
4. What items are not covered by homeowners insurance?
Generally, homeowners insurance does not cover damage caused by floods, earthquakes, or normal wear and tear. For these situations, specific policies like flood insurance or earthquake insurance are required.
5. Does homeowners insurance cover routine repairs?
No, homeowners insurance does not cover maintenance or routine repairs. It only covers damage resulting from unexpected events like fire or storms. Normal wear and tear or maintenance issues are the homeowner’s responsibility.