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Commercial Umbrella Insurance

An Extra Layer of Protection for Your Business

Commercial Umbrella Insurance

Commercial Umbrella Insurance

An extra layer of protection

Even with standard insurance policies, unexpected events can result in expenses that exceed coverage limits. Commercial Umbrella Insurance adds an extra layer of protection, helping your business handle unexpected costs such as lawsuits and high-value settlements.

 

At Premium Insurance Group (PIG), we offer strategic solutions to expand your coverage in a cost-effective way, reducing financial risks and strengthening your business continuity.

 

Why consider this coverage?

  • Increases the coverage limit of other commercial insurance policies
  • Helps cover legal costs and settlements that exceed the primary policy limits
  • Recommended for businesses exposed to high liability risks
  • Strengthens asset protection against unexpected lawsuits
  • Contributes to financial security during business expansion

 

Notice: Coverage and conditions for each type of insurance may vary depending on the policy and the specific needs of the business. We recommend consulting our specialists to determine the most suitable option for your situation.

Benefits

Benefits of Being Protected:

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Increases the coverage limit of other commercial insurance policies
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Helps cover legal costs and settlements that exceed the primary policy limits
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Strengthens asset protection against unexpected lawsuits

Don’t risk your business’s future! Secure extra protection and keep your company safe from the unexpected.

Talk to PIG today and discover how to better protect your business’s future!
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Our Advantages

What Makes Us Different

At Premium Insurance Group, we believe insurance goes beyond simple protection: it's a partnership to help you achieve your dreams with peace of mind.

Get to know the reasons why PIG is a unique choice:

Personalized Service:

We know that every client is unique and has different needs. Our team of specialists is dedicated to explaining every detail in a clear and practical way, helping you understand and choose the insurance that truly makes sense for your life.

Industry Experience:

PIG is a modern company, but our commitment comes from solid experience. Our founder, Hemelyh, has over 18 years of experience in the insurance industry and brings all that knowledge to provide the best protection solutions for our clients.

We Speak Multiple Languages:

We value diversity and are ready to assist in multiple languages, offering accessible service for both immigrants and natives, with communication you can understand and trust.

Client Education:

For us, an informed client is a safer client. Our mission includes explaining the importance of each coverage and guiding you to the best choice, so you know exactly how your insurance works.

Commitment to Your Dreams:

Our slogan, “Security for every dream,” represents our mission to protect what matters most to you. We want you to have the freedom to focus on your goals, knowing you're properly protected.

FAQ

What is Commercial Umbrella Insurance?
It’s an insurance policy that can extend the coverage limits of other commercial policies, helping protect the business against large settlements and lawsuits.
Does this insurance replace other commercial coverages?
It works as a supplemental coverage for policies such as General Liability, Commercial Auto, and Workers’ Compensation, activating when the limits of those policies are reached.
What types of risks can be covered?
Commercial Umbrella Insurance can help cover compensation for bodily injury or property damage, legal expenses, commercial vehicle accidents, and even claims of defamation or reputational harm.
Can small businesses also benefit from this insurance?
Depending on the type of operation and level of risk exposure, smaller businesses can find value in this additional protection—especially if they interact with third parties or offer services that involve liability risks.
What is the difference between Commercial Umbrella Insurance and Excess Liability Insurance?
Umbrella Insurance can extend coverage and may include protections not listed in the underlying policies, while Excess Liability only increases the limit of a specific policy without adding new coverages.
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