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Dwelling fire insurance

Protection for Rental and Vacant Properties

Dwelling Fire Insurance

Dwelling fire insurance

Security for the property you rent out or keep vacant

If you own a property that is not your primary residence, such as rental properties, vacation homes, or vacant properties, it may be important to secure specific protection against fire and other structural damages.

Dwelling Fire Insurance can be a solution to protect properties that do not qualify for a traditional homeowners insurance policy.

At Premium Insurance Group (PIG), we help you choose the most suitable coverage to protect your investment against unexpected losses.

 

Why consider Dwelling Fire Insurance?

  • Recommended for rental, vacant, or seasonal properties
  • Provides coverage against fire, lightning, explosions, and other structural damages
  • Some options include protection against vandalism and theft
  • Pode incluir cobertura para perda de aluguel
  • Essential for owners who do not live in the insured property

 

Disclaimer: Coverage, rates, and conditions may vary depending on the selected policy, the insured's profile, and other specific factors. We recommend consulting one of our specialists to evaluate the option that best suits your needs.

Benefits

Benefits of Being Protected:

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Possibility of coverage for loss of rental income
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More peace of mind for real estate investors
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Protection against structural damage in rental or vacant properties.

Keep your investment safe from unexpected events!

Talk to our specialists and find out which coverage is ideal for your rental or vacant property.
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Our Advantages

What Makes Us Different

At Premium Insurance Group, we believe insurance goes beyond simple protection: it's a partnership to help you achieve your dreams with peace of mind.

Get to know the reasons why PIG is a unique choice:

Personalized Service:

We know that every client is unique and has different needs. Our team of specialists is dedicated to explaining every detail in a clear and practical way, helping you understand and choose the insurance that truly makes sense for your life.

Industry Experience:

PIG is a modern company, but our commitment comes from solid experience. Our founder, Hemelyh, has over 18 years of experience in the insurance industry and brings all that knowledge to provide the best protection solutions for our clients.

We Speak Multiple Languages:

We value diversity and are ready to assist in multiple languages, offering accessible service for both immigrants and natives, with communication you can understand and trust.

Client Education:

For us, an informed client is a safer client. Our mission includes explaining the importance of each coverage and guiding you to the best choice, so you know exactly how your insurance works.

Commitment to Your Dreams:

Our slogan, “Security for every dream,” represents our mission to protect what matters most to you. We want you to have the freedom to focus on your goals, knowing you're properly protected.

FAQ

What is Dwelling Fire Insurance?
It’s insurance that can help protect properties not occupied by the owner, such as rental or vacant homes, against structural damage caused by fire and other risks.
What is the difference between Homeowners Insurance and Dwelling Fire Insurance?
Homeowners Insurance covers owner-occupied properties, while Dwelling Fire Insurance is designed for rental, seasonal, or vacant properties, offering coverage specific to those situations.
What types of coverage are available?
Basic coverage includes protection against fire, lightning, and explosions. Extended coverage adds protection for windstorms, vandalism, and theft. Comprehensive coverage offers protection against various risks except those excluded in the policy.
Does this insurance only cover fires?
No. Depending on the policy chosen, it can cover damage caused by storms, lightning, vandalism, theft, and other unforeseen events.
Does this insurance cover loss of rental income?
Some policies include coverage for loss of rental income, helping the owner maintain income if the property becomes uninhabitable due to a covered event.
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